Checklist for Hiring an in Home Care Provider

Home Care Provider & Elder Care Attorney in Bucks CountyMost people prefer to stay in their own home where they are comfortable, secure, and can be independent, rather than receive care in an assisted living/personal care facility.

However, if your loved one decides to remain in his or her home, support can be provided by a home health care provider. Home health care providers offer a wide range of services to ensure that your loved one is well cared for.. When you begin looking for the right home health care provider for your loved one, consider the following list of tips to help you find the right caregiver.

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What is the Difference between Guardianship and a Power of Attorney?

Power of Attorney vs Guardianship for seniorsBoth a power of attorney and guardianship are tools to assist someone who is unable to make financial or medical decisions for him or herself by appointing an agent or guardian to act in their stead. However, these tools differ in their responsibilities and the freedom and control they give to the elder or person with special needs.

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Questions to Ask Before Choosing a Long-Term Care Facility

Care Facility: Elder Care Attorney in Bucks CountyIt’s one of the most difficult decisions a family can face: Moving an older parent into a long-term care facility. Even if the parent recognizes they can no longer live on their own, there are other major questions to be answered:

How do we know a nursing home is safe? How can we make sure they’ll get the best care? As an elder care attorney in Bucks County, Richard Newman knows how difficult it can to answer these questions. That’s why we’re sharing this list from the AARP.

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What should you know about ABLE savings accounts for your loved ones with special needs?

special needs trust in PAThere is new legislation that allows for a family that has a loved one with special needs to set up an ABLE Savings Account.  The Stephen J. Beck, Jr. Achieving a Better Life Experience Act (ABLE Act) was signed into law in December 2014.  This law allows states to create their own ABLE programs.  Previously, Special Needs Trusts were the only way a family could save money for a special needs individual without losing eligibility for SSI and Medicaid benefits.  But now with the availability of ABLE Savings accounts, families have another option to save for their disabled loved one’s future.

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Common Questions About Supplemental Needs Trusts

Supplemental needs trusts in PA serve a specific and important purpose: to provide for someone with a physical or mental disability after the death of a parent or another loved one.

Here are some common questions we hear about these trusts:

1. Who can create supplemental needs trusts in PA?

These trusts – which are also referred to as special needs trusts –are typically set up by a parent, grandparent or legal guardian, although siblings or other relatives can establish a trust as well. In some cases, a judge can create an SNT for a person with a disability.

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Present and Future Social Security Outlooks for Older Americans

Social Security Word CloudYou are now in your late 50’s and getting closer to retirement.  As you were working, discussions about Social Security benefits have been prevalent in the mouths of the government, the media, family and friends.

Everyone relies on Social Security, but it is especially important to those that are older.  Recently, older Americans have been feeling the pressure from wages not increasing and pensions becoming smaller and smaller.  This pressure is only likely to grow in the future.  How do you make sure that your plans for the future will be viable?

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What to Do When Drafting a Special Needs Trust

special needs trust in PANo one likes to think about the end of their life, but planning for the end is important.

It’s doubly important when you know you’ll be leaving behind children, whether that means juveniles or adult children or other family members with special needs.

Making arrangements for the care of minor children is its own topic. Today we’re going to focus on children with special needs, and the concept of the special needs trust, also known as a supplemental needs trust.

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Do You Have A Plan For Your Future?

iStock_000011860918SmallDespite concerns about finances and health, most people look forward to retirement. The idea is that people will have more time for personal interests since they no longer have to work or care for small children.

Of course, things aren’t always ideal.  A serious illness, dementia, or even death can mean that retirement won’t be so golden.  While many health issues can’t be prevented, they can be planned for, especially since a stroke, complications from diabetes or osteoporosis can lead to long-term care situations, such as assisted living or nursing home placement.

How do you plan for a future that may include chronic health issues when you aren’t sure what the future may hold for you?  These things can help:

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What You Need to Know About Special Needs Planning

A special needs trust is essential for protecting a loved ones quality of life and access to government benefits.

A special needs trust is essential for protecting a loved one’s quality of life and access to government benefits.

Estate planning is nothing new.  People know about the importance of having an up to date will, living will and power of attorney and most have these documents at the ready.  What if you have a child with a severe physical or mental disability and he or she will not be able to support him or herself?  How can you plan for your child’s care when you are no longer around?  That’s where special needs planning comes in.

Before consulting with an expert (this is not a do-it-yourself project) you need to organize your and your child’s financial and medical information.  Like many people, you probably have social security numbers, phone numbers, etc. in various places.  That is why it is important to have this information in an easy to access place.  Click here to see what information needs to be gathered and documented.

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