Steps to Prevent Identity Theft and What to Do if It Happens

Identity theft isn’t just an unauthorized charge on a credit card. Identity theft, according to the Federal Trade Commission, “occurs when someone uses your personally identifying information, like your name, Social Security number or credit card number, without your permission, to commit fraud or other crimes.”

Although financial institutions, health care companies and other businesses have taken steps to improve security measures, you cannot rely on them to protect you. Taking steps now can prevent you from a major headache later.

PREVENTION – Be sure to always review your monthly statements from your checking or other financial accounts. The earlier that you catch an error, the easier it will be to resolve it. Also, balancing your check book will help you see where your money is going and will help you spot any unauthorized charges or withdrawals. Continue Reading Steps to Prevent Identity Theft and What to Do if It Happens