It’s no surprise that having a special needs child is both challenging and rewarding. Not only are there school and medical issues to consider, there are also the financial needs of your child. Planning for your child’s financial well-being should be an important part of your estate plan especially since improved healthcare has allowed children with conditions such as cerebral palsy and Down’s Syndrome, to live longer.
What do you need to do to provide for your special needs child? These things can help during the special needs child planning process.
Continue Reading Planning for Special Needs Children
It’s an oft told tale these days. An 85-year-old father with failing eyesight still drives, despite being involved in some fender benders. A 70-year-old mother-in-law with severe arthritis, refuses to move into a personal care facility even though she can barely navigate the home she and her husband bought over 50 years ago.
What is an adult child to do in a situation like this? You know that a loved one needs help and you want to prevent receiving an emergency call in the middle of the night about your relative. Still, you have a job and a family of your own to take care of, so it isn’t feasible for you to drop everything to be their caregiver 24/7. Add to that, the fact that most elderly parents value their independence to the point of downplaying or denying any problems. So, what can you do to help your parents, in-laws or other relative in this situation? Here are some tips from elder law experts on how to approach your loved ones about accepting help.
Continue Reading What to do when an elderly loved one refuses help
Social media is great, since it lets you can connect with faraway friends and family. MP3s and online television networks like Hulu and Netflix are fun as well, since they give you the opportunity to enjoy music and television programs on any device and on your schedule. Of course, let’s not forget about how great email is. Write a message, hit send and it’s off.
Have you ever given any thought to what will happen to your digital accounts when you die? Like most people, you probably haven’t given much thought to your digital accounts, since it isn’t a physical thing or even an asset. Still, it is something that you need to consider because your online accounts don’t just disappear when you die. According to Intel Security, the average person has 27 different logins. Yikes! That’s a lot of passwords to manage, so it would make sense to set up a plan for your digital assets after your death.
Continue Reading What Happens to Digital Accounts When You Die?
When it comes to our family members, we like to think that we know what is best for them. For the most part that is true. After all, these are people we grew up with or in the case of family by way of marriage, got to know over the years.
Yet there are times, in particular when loved ones get older and need help, that the question, “Should I seek professional help?” arises with respect to the health and financial affairs of your loved one.
Continue Reading When to Seek Professional Help
Most people prefer to stay in their own home where they are comfortable, secure, and can be independent, rather than receive care in an assisted living/personal care facility.
However, if your loved one decides to remain in his or her home, support can be provided by a home health care provider. Home health care providers offer a wide range of services to ensure that your loved one is well cared for.. When you begin looking for the right home health care provider for your loved one, consider the following list of tips to help you find the right caregiver.
Continue Reading Checklist for Hiring an in Home Care Provider
Both a power of attorney and guardianship are tools to assist someone who is unable to make financial or medical decisions for him or herself by appointing an agent or guardian to act in their stead. However, these tools differ in their responsibilities and the freedom and control they give to the elder or person with special needs.
Continue Reading What is the Difference between Guardianship and a Power of Attorney?
Winter isn’t an easy season, unless you escape to Florida or Arizona until spring arrives.
Those of us who stay up north from December through March comes know that we’re in for a difficult few months. For senior citizens, this season can be even rougher, as they face a greater risk of accidents, injuries and health problems.
Continue Reading Senior Winter Safety Tips
It’s one of the most difficult decisions a family can face: Moving an older parent into a long-term care facility. Even if the parent recognizes they can no longer live on their own, there are other major questions to be answered:
How do we know a nursing home is safe? How can we make sure they’ll get the best care? As an elder care attorney in Bucks County, Richard Newman knows how difficult it can to answer these questions. That’s why we’re sharing this list from the AARP.
Continue Reading Questions to Ask Before Choosing a Long-Term Care Facility
There is new legislation that allows for a family that has a loved one with special needs to set up an ABLE Savings Account. The Stephen J. Beck, Jr. Achieving a Better Life Experience Act (ABLE Act) was signed into law in December 2014. This law allows states to create their own ABLE programs. Previously, Special Needs Trusts were the only way a family could save money for a special needs individual without losing eligibility for SSI and Medicaid benefits. But now with the availability of ABLE Savings accounts, families have another option to save for their disabled loved one’s future.
Continue Reading What should you know about ABLE savings accounts for your loved ones with special needs?
Supplemental needs trusts in PA serve a specific and important purpose: to provide for someone with a physical or mental disability after the death of a parent or another loved one.
Here are some common questions we hear about these trusts:
1. Who can create supplemental needs trusts in PA?
These trusts – which are also referred to as special needs trusts –are typically set up by a parent, grandparent or legal guardian, although siblings or other relatives can establish a trust as well. In some cases, a judge can create an SNT for a person with a disability.
Continue Reading Common Questions About Supplemental Needs Trusts