Summer Safety Tips for Seniors

Senior couple on cycle rideSummertime, and the living is…well, maybe not that easy.

As we get older, summer’s heat and sun can make life difficult. While summer weather can pose health risks for everyone, senior citizens and their caregivers need to take extra precautions.

 

Here are a few summer safety tips for seniors to consider during the hot weather months:

Stay hydrated:

As we age, we lose our ability to conserve water. Be sure to drink at least eight 8-ounce classes of water and/or fruit juice each day. And avoid caffeine and alcohol. Coffee, tea, soda and alcoholic drinks can leave you dehydrated quickly.

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Common Scams Targeting Seniors

Senior Woman Giving Credit Card Details On The PhoneWe try to protect the older members of our families. We look in on them when we can, we advise them to keep their homes secure, we make sure they get to their doctor’s appointments.

But in some cases, threats to senior citizens can come from people half a world away.

Financial scams targeting seniors are – unfortunately – everywhere these days. Here are some of the most common, according to the National Council on Aging.

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Health Care Power of Attorney: Advice for Health Care Decision Makers

 

A health care power of attorney is an essential part of your estate plan.

A health care power of attorney is an essential part of your estate plan.

As the agent of a Health Care Power of Attorney, you are given the authority to make health care decisions for the grantor when he or she is unable to do so. The authority to make health care decisions on behalf of a loved one can be mentally and emotionally difficult. A health care agent may be required to make critical health care decisions including choosing medical treatments and end-of-life wishes and care. To help individuals serve as the agent for a Health Care Power of Attorney, we have outlined some helpful tips below.

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5 Ways to Help Your Loved One Avoid Loneliness

Lonely old man staring out of a windowLoneliness has become a common hardship for seniors who live alone or who do not have the ability to leave their homes on a regular basis. With an increasing number of seniors living alone, isolation has become a growing concern for caregivers and loved ones. Social isolation can be dangerous for seniors, negatively impacting their mental and physical health, according to a Place for Mom. However, loneliness can be diminished, allowing seniors to live a more fulfilling and happy life.

Here are 5 ways to help your elderly loved one avoid feeling lonely.

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Signs an Elderly Loved One Needs Help at Home

There are signs to watch for that will tell you when your elderly loved one needs help at home.

There are signs to watch for that will tell you when your elderly loved one needs help at home.

It is no secret that we are living longer. In fact, the life expectancy for women in the U.S. is 81.2 years and for males, it’s 76.4 years.

Still, that doesn’t mean that elderly parents or relatives will always be spry and able to easily manage their activities of daily living. How can you tell if your loved one needs help at home?

You don’t want to offend them by imposing something on them, but at the same time you don’t want something to happen that could have been avoided, had there been some assistance in place. Here are some signs to watch for:

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Retirement Planning: Understanding Social Security Benefits

Social secruityNavigating the issue of Social Security benefits (SSB) can be a difficult process for individuals nearing the age of retirement.

Generally it is advised to wait as long as possible before taking SSB, however it is sometimes necessary for an individual to begin collecting these payments early. If the individual is able to continue working while collecting social security benefits it may be possible to increase the overall profit.

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When Best Laid Plans Go Astray

When most people plan for their senior years, they mostly think about a will that specifies how their assets will be distributed upon their death.

But there are other things to think about as well, such as what will happen if you have a stroke, develop a serious illness or become incapacitated?

What should you or your loved ones have in place in those circumstances?

It is extremely important to consider and plan for serious illness, not just death. While we are living longer, that doesn’t always mean we are living healthier. Stroke, complications from diabetes or osteoporosis can lead to nursing home placement. A legal plan must be established with the help of an elder law attorney when a person is healthy so that a difficult situation doesn’t become more difficult when illness or incapacitation occur.

Here are some suggestions for how you can plan ahead for serious illness:

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Is a Joint Bank Account Right for You?

Many people, as they get older, choose to have a joint bank account with a family member, such as a son or daughter.

The idea behind this is to have one less thing to worry about since a joint account is an easy way for someone else to have access to funds for day to day expenses. While this sounds great in principle, there are pitfalls to having a joint bank account:

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What is Undue Influence and How an Elder Law Attorney Can Help

When a person has diminished mental capacity, is ill or isolated, they become more vulnerable to those who might do them harm.

At times, people take advantage of those who are elderly or vulnerable for financial gain or control over assets. One form of exploitation is undue influence.

Undue influence is not typically considered a crime in and of itself, but acts as the means for committing a crime. It is commonly recognized by the misuse of one’s influence to substitute his or her own will for the will of another. The influencer takes advantage of his or her position of power over another person and the consequences can be very destructive.

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Understanding Government Benefits for Special Needs Planning

 

For the parent or guardian of someone with special needs, government benefits can be confusing. Between the acronyms, eligibility requirements and applications, caregivers often have misconceptions about their loved one’s eligibility or how to apply for benefits.

A large portion of special needs planning involves helping people with special needs receive the benefits to which they are entitled. Public benefits offer a wide range of assistance for living expenses and care options. These benefits work as a foundation for the care and support for individuals with special needs.

Below are a few public programs that provide care and support for families caring for a loved one with special needs.

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