Modifying a home can make it safer and more accessible for elders to live independently longer. Home modifications adapt a living space so that the homeowners can live safely, perform everyday tasks more easily and live independently despite their physical limitations. Home modifications can be as simple as adding a hand rail in the bathroom or as complex as removing a staircase for a wheelchair ramp.
Many elders have houses that were built before architects thought about spaces that were accessible to everyone. Narrow stairs and doorways are fine for someone of a younger age but could be dangerous for senior citizens.
The care of your child with special needs is extremely important now, but it is equally important in the future. Deciding how to care for your child with special needs after your death or if you become incapacitated is vital. Here are 5 costly mistakes to take into consideration when deciding how to provide the best care for your child in the future.
Mistake #1: Disinheritance.
Do not rely on government supported care programs like SSI or Medicaid. Although these programs provide some benefits, they provide little more than the essentials to survive. These programs also do not guarantee that your child will be looked after once you are gone or if you become incapacitated. A more trustworthy and viable option is establishing a Special Needs Trust. A trust will provide a strong foundation for your child and guarantees that he or she is cared for. Continue Reading Planning for the Future of a Child with Special Needs Five Mistakes that can Cost you →