In an August 2, 2021 press release, the Pennsylvania Bar Association announced its 2021-2022 chairs of committees and sections. Many of the association’s policies and positions prompting development of state laws and actions viewed as beneficial to the legal system, the courts and the public result from actions initiated by the leaders and members of these groups. Among the legal professionals named and elected to these positions, Richard Newman of Newman Elder Law was elected chair of the PBA Elder Law Section. According to the section’s page on pabar.org, “The stated mission of PBA’s Elder Law Section is to help attorneys meet the needs of their clients through the exchange of ideas and information on substantive elder law issues. The Section also promotes improvement in substantive law, legal education, and ethical guidelines.”
The full press release can be accessed under “News and Publications” on the Pennsylvania Bar Association website.
Many people don’t know that you can start receiving Social Security retirement benefits as early as age 62 or as late as age 70. The monthly benefit amount you are eligible to receive will vary based on the age at which you start receiving it. In this post we will share some tips and information to help you plan for when to apply for your SS benefits.
Continue Reading What you should know about drawing social security income
Long term care (LTC) is a term that has many facets to its definition. It is comprised of a variety of services that meet medical and non-medical requirements for people who cannot care for themselves for long periods of time. It is a highly individualized care system which can be formally or informally provided. Formal facilities that provide long term care go by various names such as residential continuing care facility, nursing home, and personal care facility. Informal long term care is often provided, in its earlier stages, by a family member who is willing to provide their parent personal care, meals, laundry services, housekeeping, and transportation services to and from appointments.
Continue Reading The Challenges of Placing a Parent in Long Term Care
Markets driven by the consumerism of the baby boom generation are changing senior living, and there are more options available than ever before. Medical and technological advancements and a shift to a more customized, individual lifestyle preference are leading the way for seniors to age more securely and comfortably. Senior communities are looking less like institutions and more like homes. Infusing technology with medical support in assisting seniors is a giant step forward in reshaping the way people provide care and when necessary intervention.
Continue Reading Senior Housing Trends in 2018 and Beyond
What is Alzheimer’s Disease?
Alzheimer’s disease is defined as an irreversible, progressive mental deterioration that can occur in middle or old age. It is the most common form of dementia.
What causes Alzheimer’s Disease?
Alzheimer’s disease is caused by a generalized deterioration of the brain. The disease is caused by a combination of factors, including genetic, lifestyle, and environmental factors. There are a variety of factors that put people at risk for Alzheimer’s disease. Age and genetics are risk factors. As people age or if there is a family history of Alzheimer’s, there is a greater risk of the onset of Alzheimer’s disease. People with Down Syndrome or mild cognitive impairment have a greater chance of having Alzheimer’s as they age. If a person has experienced past head trauma, this puts them at risk for Alzheimer’s.
The risk of Alzheimer’s is also related to lifestyle and heart health. Those with poor heart health and an unhealthy lifestyle put themselves at greater risk for the disease.
Finally, women are more likely to be diagnosed with Alzheimer’s than men. Some causes and risk factors of Alzheimer’s disease are impossible to change or control, but lifestyle and heart health are things that can be controlled.
Continue Reading Alzheimer’s Disease 101 – Understanding the Basics
The business of selling long term care insurance has changed dramatically over the last 20-30 years, which in turn has affected how senior citizens protect their assets.
What was once a busy marketplace of more than 100 insurers vying for long-term care dollars, has shrunk to a group of fewer than 20.
This was because many insurers drastically underestimated how long their policy holders would live, and how many claims they would file.
As the Wall Street Journal reported earlier this year, the insurance industry is in the midst of something of a panic trying to cover its losses, which means that many senior citizens who have long-term care policies are seeing significant rate hikes, some as high as 90 percent.
This leaves them with an almost impossible choice: pay this steep increase or walk away from coverage you’ve been paying into for years, if not decades.
Continue Reading Paying for Long-Term Care – A Creative Approach
What is Hospice care?
Hospice care can be very difficult for families to come to terms with, but can be a beneficial care option for those caring for a terminally ill loved one. The purpose of hospice care is to provide comfort and quality of life for a terminally ill person. Hospice care can allow the patient to remain at home and can provide ways to alleviate pain and make the person more comfortable. It is a great option for those who are seriously ill, who have exhausted their treatment possibilities, or who do not wish to continue treatment for a terminal illness.
Continue Reading Understanding Hospice Care
May is National Elder Law Month, as designated by the National Academy of Elder Law Attorneys. It is a way to acknowledge the profession that supports seniors and their families with all of their planning needs. And while that sounds interesting, many people still ask, “What do elder law attorneys do?” In Part 2 of this series, “Why May is Special for Elder Law Attorneys,” we will discuss additional ways elder law attorneys help seniors and their families.
Continue Reading Why May is Special for Elder Law Attorneys – Part 2
Although Baby Boomers are living longer, healthier lives, they’re often doing so on their own.
It’s what’s known as “solo aging,” a term for what happens when a senior has no children or younger family members to help them as they get older.
There was a time when getting older meant going to live in a nursing facility or moving in with younger family members who could help tend to a senior’s needs.
Continue Reading You Against the World? What it Means to “Solo Age”
May is National Elder Law Month, as designated by the National Academy of Elder Law Attorneys. It is a way to acknowledge the profession that supports seniors and their families with all of their planning needs. And while that sounds great, many people still ask, “What do elder law attorneys do?” Part 1 of this series, “Why May is Special for Elder Law Attorneys” will explore several ways elder law attorneys help seniors and their loved ones.
Continue Reading Why May is Special for Elder Law Attorneys – Part 1